Overview
Brought to you by YData
Dataset statistics
| Number of variables | 44 |
|---|---|
| Number of observations | 8899 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 1.3 MiB |
| Average record size in memory | 150.0 B |
Variable types
| Numeric | 12 |
|---|---|
| Categorical | 2 |
| Boolean | 30 |
estado_civil_CASADO is highly overall correlated with estado_civil_SOLTERO | High correlation |
estado_civil_SOLTERO is highly overall correlated with estado_civil_CASADO | High correlation |
estado_cliente_ACTIVO is highly overall correlated with estado_cliente_PASIVO and 2 other fields | High correlation |
estado_cliente_PASIVO is highly overall correlated with estado_cliente_ACTIVO and 2 other fields | High correlation |
falta_pago_N is highly overall correlated with estado_cliente_ACTIVO and 3 other fields | High correlation |
falta_pago_Y is highly overall correlated with estado_cliente_ACTIVO and 3 other fields | High correlation |
gastos_ult_12m is highly overall correlated with operaciones_ult_12m | High correlation |
genero_F is highly overall correlated with genero_M | High correlation |
genero_M is highly overall correlated with genero_F | High correlation |
importe_solicitado is highly overall correlated with pct_ingreso | High correlation |
limite_credito_tc is highly overall correlated with nivel_tarjeta_Blue | High correlation |
nivel_tarjeta_Blue is highly overall correlated with limite_credito_tc and 1 other fields | High correlation |
nivel_tarjeta_Silver is highly overall correlated with nivel_tarjeta_Blue | High correlation |
operaciones_ult_12m is highly overall correlated with gastos_ult_12m | High correlation |
pct_ingreso is highly overall correlated with importe_solicitado | High correlation |
situacion_vivienda_ALQUILER is highly overall correlated with situacion_vivienda_HIPOTECA | High correlation |
situacion_vivienda_HIPOTECA is highly overall correlated with situacion_vivienda_ALQUILER | High correlation |
tasa_interes is highly overall correlated with falta_pago_N and 1 other fields | High correlation |
situacion_vivienda_OTROS is highly imbalanced (96.3%) | Imbalance |
situacion_vivienda_PROPIA is highly imbalanced (63.7%) | Imbalance |
objetivo_credito_MEJORAS_HOGAR is highly imbalanced (57.5%) | Imbalance |
estado_civil_DESCONOCIDO is highly imbalanced (62.1%) | Imbalance |
estado_civil_DIVORCIADO is highly imbalanced (61.7%) | Imbalance |
nivel_educativo_POSGRADO_COMPLETO is highly imbalanced (72.9%) | Imbalance |
nivel_educativo_POSGRADO_INCOMPLETO is highly imbalanced (70.6%) | Imbalance |
nivel_tarjeta_Blue is highly imbalanced (64.2%) | Imbalance |
nivel_tarjeta_Gold is highly imbalanced (90.8%) | Imbalance |
nivel_tarjeta_Platinum is highly imbalanced (97.8%) | Imbalance |
nivel_tarjeta_Silver is highly imbalanced (69.6%) | Imbalance |
id_cliente has unique values | Unique |
antiguedad_empleado has 1282 (14.4%) zeros | Zeros |
personas_a_cargo has 787 (8.8%) zeros | Zeros |
Reproduction
| Analysis started | 2025-05-13 22:34:46.336249 |
|---|---|
| Analysis finished | 2025-05-13 22:35:01.411072 |
| Duration | 15.07 seconds |
| Software version | ydata-profiling vv4.16.1 |
| Download configuration | config.json |
Variables
id_cliente
Real number (ℝ)
Unique 
| Distinct | 8899 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 7.3913216 × 108 |
| Minimum | 7.0808208 × 108 |
|---|---|
| Maximum | 8.2834308 × 108 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 7.0808208 × 108 |
|---|---|
| 5-th percentile | 7.0909773 × 108 |
| Q1 | 7.1299492 × 108 |
| median | 7.1794751 × 108 |
| Q3 | 7.7289596 × 108 |
| 95-th percentile | 8.1446105 × 108 |
| Maximum | 8.2834308 × 108 |
| Range | 1.20261 × 108 |
| Interquartile range (IQR) | 59901038 |
Descriptive statistics
| Standard deviation | 36874783 |
|---|---|
| Coefficient of variation (CV) | 0.049889296 |
| Kurtosis | -0.60717097 |
| Mean | 7.3913216 × 108 |
| Median Absolute Deviation (MAD) | 6414450 |
| Skewness | 0.99743918 |
| Sum | 6.5775371 × 1012 |
| Variance | 1.3597496 × 1015 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 716893683 | 1 | < 0.1% |
| 713061558 | 1 | < 0.1% |
| 768805383 | 1 | < 0.1% |
| 713924283 | 1 | < 0.1% |
| 710734308 | 1 | < 0.1% |
| 718225683 | 1 | < 0.1% |
| 780613758 | 1 | < 0.1% |
| 709646433 | 1 | < 0.1% |
| 715474083 | 1 | < 0.1% |
| 720608658 | 1 | < 0.1% |
| Other values (8889) | 8889 |
| Value | Count | Frequency (%) |
| 708082083 | 1 | |
| 708083283 | 1 | |
| 708084558 | 1 | |
| 708085458 | 1 | |
| 708086958 | 1 | |
| 708095133 | 1 | |
| 708098133 | 1 | |
| 708099183 | 1 | |
| 708100533 | 1 | |
| 708103608 | 1 |
| Value | Count | Frequency (%) |
| 828343083 | 1 | |
| 828298908 | 1 | |
| 828294933 | 1 | |
| 828291858 | 1 | |
| 828288333 | 1 | |
| 828281733 | 1 | |
| 828236133 | 1 | |
| 828227433 | 1 | |
| 828215508 | 1 | |
| 827968383 | 1 |
edad
Real number (ℝ)
| Distinct | 7 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 23.538712 |
| Minimum | 20 |
|---|---|
| Maximum | 26 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 20 |
|---|---|
| 5-th percentile | 21 |
| Q1 | 22 |
| median | 23 |
| Q3 | 25 |
| 95-th percentile | 26 |
| Maximum | 26 |
| Range | 6 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 1.5119741 |
|---|---|
| Coefficient of variation (CV) | 0.064233512 |
| Kurtosis | -1.0417363 |
| Mean | 23.538712 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.10791405 |
| Sum | 209471 |
| Variance | 2.2860658 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 22 | 1941 | |
| 23 | 1926 | |
| 24 | 1700 | |
| 25 | 1445 | |
| 26 | 1185 | |
| 21 | 696 | 7.8% |
| 20 | 6 | 0.1% |
| Value | Count | Frequency (%) |
| 20 | 6 | 0.1% |
| 21 | 696 | 7.8% |
| 22 | 1941 | |
| 23 | 1926 | |
| 24 | 1700 | |
| 25 | 1445 | |
| 26 | 1185 |
| Value | Count | Frequency (%) |
| 26 | 1185 | |
| 25 | 1445 | |
| 24 | 1700 | |
| 23 | 1926 | |
| 22 | 1941 | |
| 21 | 696 | 7.8% |
| 20 | 6 | 0.1% |
importe_solicitado
Real number (ℝ)
High correlation 
| Distinct | 487 |
|---|---|
| Distinct (%) | 5.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 8179.8264 |
| Minimum | 500 |
|---|---|
| Maximum | 35000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 500 |
|---|---|
| 5-th percentile | 2000 |
| Q1 | 4500 |
| median | 6500 |
| Q3 | 10000 |
| 95-th percentile | 20000 |
| Maximum | 35000 |
| Range | 34500 |
| Interquartile range (IQR) | 5500 |
Descriptive statistics
| Standard deviation | 5763.5566 |
|---|---|
| Coefficient of variation (CV) | 0.70460623 |
| Kurtosis | 2.3548226 |
| Mean | 8179.8264 |
| Median Absolute Deviation (MAD) | 2500 |
| Skewness | 1.52743 |
| Sum | 72792275 |
| Variance | 33218585 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 5000 | 693 | 7.8% |
| 6000 | 641 | 7.2% |
| 8000 | 501 | 5.6% |
| 7000 | 391 | 4.4% |
| 4000 | 386 | 4.3% |
| 10000 | 334 | 3.8% |
| 3000 | 325 | 3.7% |
| 20000 | 253 | 2.8% |
| 12000 | 228 | 2.6% |
| 9000 | 221 | 2.5% |
| Other values (477) | 4926 |
| Value | Count | Frequency (%) |
| 500 | 3 | < 0.1% |
| 700 | 1 | < 0.1% |
| 750 | 1 | < 0.1% |
| 800 | 1 | < 0.1% |
| 900 | 1 | < 0.1% |
| 1000 | 122 | |
| 1050 | 1 | < 0.1% |
| 1100 | 1 | < 0.1% |
| 1150 | 1 | < 0.1% |
| 1200 | 60 |
| Value | Count | Frequency (%) |
| 35000 | 20 | |
| 34800 | 1 | < 0.1% |
| 34000 | 1 | < 0.1% |
| 33950 | 1 | < 0.1% |
| 33000 | 1 | < 0.1% |
| 32500 | 1 | < 0.1% |
| 32000 | 1 | < 0.1% |
| 31300 | 1 | < 0.1% |
| 31050 | 1 | < 0.1% |
| 30000 | 19 |
duracion_credito
Categorical
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 139.0 KiB |
| 2 | |
|---|---|
| 3 | |
| 4 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 3 |
|---|---|
| 2nd row | 2 |
| 3rd row | 3 |
| 4th row | 2 |
| 5th row | 4 |
Common Values
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
Most occurring characters
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 2 | 3000 | |
| 3 | 2950 | |
| 4 | 2949 |
antiguedad_empleado
Real number (ℝ)
Zeros 
| Distinct | 13 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 3.9279694 |
| Minimum | 0 |
|---|---|
| Maximum | 123 |
| Zeros | 1282 |
| Zeros (%) | 14.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 2 |
| median | 4 |
| Q3 | 6 |
| 95-th percentile | 9 |
| Maximum | 123 |
| Range | 123 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 3.3577577 |
|---|---|
| Coefficient of variation (CV) | 0.85483295 |
| Kurtosis | 353.76304 |
| Mean | 3.9279694 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 10.206277 |
| Sum | 34955 |
| Variance | 11.274537 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 1282 | |
| 2 | 1160 | |
| 3 | 1040 | |
| 5 | 967 | |
| 6 | 922 | |
| 1 | 913 | |
| 4 | 771 | |
| 7 | 706 | |
| 8 | 526 | |
| 9 | 368 | 4.1% |
| Other values (3) | 244 | 2.7% |
| Value | Count | Frequency (%) |
| 0 | 1282 | |
| 1 | 913 | |
| 2 | 1160 | |
| 3 | 1040 | |
| 4 | 771 | |
| 5 | 967 | |
| 6 | 922 | |
| 7 | 706 | |
| 8 | 526 | |
| 9 | 368 | 4.1% |
| Value | Count | Frequency (%) |
| 123 | 2 | < 0.1% |
| 11 | 23 | 0.3% |
| 10 | 219 | 2.5% |
| 9 | 368 | 4.1% |
| 8 | 526 | |
| 7 | 706 | |
| 6 | 922 | |
| 5 | 967 | |
| 4 | 771 | |
| 3 | 1040 |
ingresos
Real number (ℝ)
| Distinct | 1624 |
|---|---|
| Distinct (%) | 18.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 50870.628 |
| Minimum | 9600 |
|---|---|
| Maximum | 500000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 9600 |
|---|---|
| 5-th percentile | 20400 |
| Q1 | 34000 |
| median | 47000 |
| Q3 | 60000 |
| 95-th percentile | 97000 |
| Maximum | 500000 |
| Range | 490400 |
| Interquartile range (IQR) | 26000 |
Descriptive statistics
| Standard deviation | 28858.574 |
|---|---|
| Coefficient of variation (CV) | 0.56729345 |
| Kurtosis | 20.989299 |
| Mean | 50870.628 |
| Median Absolute Deviation (MAD) | 13000 |
| Skewness | 3.3396389 |
| Sum | 4.5269772 × 108 |
| Variance | 8.3281729 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 60000 | 386 | 4.3% |
| 30000 | 313 | 3.5% |
| 50000 | 304 | 3.4% |
| 40000 | 242 | 2.7% |
| 45000 | 217 | 2.4% |
| 55000 | 201 | 2.3% |
| 65000 | 197 | 2.2% |
| 48000 | 194 | 2.2% |
| 36000 | 185 | 2.1% |
| 42000 | 176 | 2.0% |
| Other values (1614) | 6484 |
| Value | Count | Frequency (%) |
| 9600 | 4 | < 0.1% |
| 9840 | 1 | < 0.1% |
| 9900 | 1 | < 0.1% |
| 9960 | 1 | < 0.1% |
| 10000 | 10 | |
| 10560 | 1 | < 0.1% |
| 10668 | 1 | < 0.1% |
| 10800 | 3 | < 0.1% |
| 10980 | 1 | < 0.1% |
| 11000 | 3 | < 0.1% |
| Value | Count | Frequency (%) |
| 500000 | 1 | < 0.1% |
| 306000 | 1 | < 0.1% |
| 300000 | 6 | |
| 287000 | 1 | < 0.1% |
| 280000 | 1 | < 0.1% |
| 277104 | 1 | < 0.1% |
| 275000 | 1 | < 0.1% |
| 260000 | 1 | < 0.1% |
| 259000 | 1 | < 0.1% |
| 255000 | 1 | < 0.1% |
pct_ingreso
Real number (ℝ)
High correlation 
| Distinct | 72 |
|---|---|
| Distinct (%) | 0.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.17605012 |
| Minimum | 0.01 |
|---|---|
| Maximum | 0.83 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 0.01 |
|---|---|
| 5-th percentile | 0.04 |
| Q1 | 0.09 |
| median | 0.15 |
| Q3 | 0.23 |
| 95-th percentile | 0.39 |
| Maximum | 0.83 |
| Range | 0.82 |
| Interquartile range (IQR) | 0.14 |
Descriptive statistics
| Standard deviation | 0.10953541 |
|---|---|
| Coefficient of variation (CV) | 0.62218312 |
| Kurtosis | 1.4725476 |
| Mean | 0.17605012 |
| Median Absolute Deviation (MAD) | 0.07 |
| Skewness | 1.1242688 |
| Sum | 1566.67 |
| Variance | 0.011998006 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.1 | 464 | 5.2% |
| 0.13 | 406 | 4.6% |
| 0.09 | 391 | 4.4% |
| 0.11 | 387 | 4.3% |
| 0.08 | 386 | 4.3% |
| 0.15 | 380 | 4.3% |
| 0.12 | 352 | 4.0% |
| 0.14 | 348 | 3.9% |
| 0.07 | 346 | 3.9% |
| 0.17 | 335 | 3.8% |
| Other values (62) | 5104 |
| Value | Count | Frequency (%) |
| 0.01 | 17 | 0.2% |
| 0.02 | 81 | 0.9% |
| 0.03 | 198 | |
| 0.04 | 249 | |
| 0.05 | 262 | |
| 0.06 | 304 | |
| 0.07 | 346 | |
| 0.08 | 386 | |
| 0.09 | 391 | |
| 0.1 | 464 |
| Value | Count | Frequency (%) |
| 0.83 | 1 | < 0.1% |
| 0.77 | 2 | |
| 0.72 | 1 | < 0.1% |
| 0.71 | 2 | |
| 0.7 | 1 | < 0.1% |
| 0.69 | 2 | |
| 0.68 | 1 | < 0.1% |
| 0.67 | 1 | < 0.1% |
| 0.65 | 2 | |
| 0.64 | 3 |
tasa_interes
Real number (ℝ)
High correlation 
| Distinct | 306 |
|---|---|
| Distinct (%) | 3.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 11.017559 |
| Minimum | 5.42 |
|---|---|
| Maximum | 22.11 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 5.42 |
|---|---|
| 5-th percentile | 6.03 |
| Q1 | 7.9 |
| median | 10.99 |
| Q3 | 13.47 |
| 95-th percentile | 16.29 |
| Maximum | 22.11 |
| Range | 16.69 |
| Interquartile range (IQR) | 5.57 |
Descriptive statistics
| Standard deviation | 3.1948187 |
|---|---|
| Coefficient of variation (CV) | 0.28997518 |
| Kurtosis | -0.70367237 |
| Mean | 11.017559 |
| Median Absolute Deviation (MAD) | 2.5 |
| Skewness | 0.18583708 |
| Sum | 98045.26 |
| Variance | 10.206867 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 10.99 | 252 | 2.8% |
| 7.51 | 229 | 2.6% |
| 7.9 | 189 | 2.1% |
| 7.49 | 187 | 2.1% |
| 7.88 | 174 | 2.0% |
| 5.42 | 171 | 1.9% |
| 9.99 | 149 | 1.7% |
| 11.49 | 143 | 1.6% |
| 13.49 | 132 | 1.5% |
| 11.71 | 132 | 1.5% |
| Other values (296) | 7141 |
| Value | Count | Frequency (%) |
| 5.42 | 171 | |
| 5.79 | 106 | |
| 5.99 | 112 | |
| 6 | 6 | 0.1% |
| 6.03 | 121 | |
| 6.17 | 59 | 0.7% |
| 6.39 | 14 | 0.2% |
| 6.54 | 72 | |
| 6.62 | 116 | |
| 6.76 | 61 | 0.7% |
| Value | Count | Frequency (%) |
| 22.11 | 1 | |
| 21.74 | 2 | |
| 21.36 | 1 | |
| 21.27 | 1 | |
| 21.21 | 1 | |
| 20.89 | 2 | |
| 20.62 | 1 | |
| 20.3 | 2 | |
| 20.25 | 1 | |
| 20.2 | 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 0 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 8899 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 6716 | |
| 1 | 2183 | 24.5% |
antiguedad_cliente
Real number (ℝ)
| Distinct | 44 |
|---|---|
| Distinct (%) | 0.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 35.892347 |
| Minimum | 13 |
|---|---|
| Maximum | 56 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 13 |
|---|---|
| 5-th percentile | 22 |
| Q1 | 31 |
| median | 36 |
| Q3 | 40 |
| 95-th percentile | 50 |
| Maximum | 56 |
| Range | 43 |
| Interquartile range (IQR) | 9 |
Descriptive statistics
| Standard deviation | 7.99139 |
|---|---|
| Coefficient of variation (CV) | 0.22264885 |
| Kurtosis | 0.41415362 |
| Mean | 35.892347 |
| Median Absolute Deviation (MAD) | 4 |
| Skewness | -0.10311164 |
| Sum | 319406 |
| Variance | 63.862314 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 36 | 2131 | |
| 37 | 316 | 3.6% |
| 34 | 313 | 3.5% |
| 38 | 306 | 3.4% |
| 40 | 304 | 3.4% |
| 39 | 303 | 3.4% |
| 31 | 296 | 3.3% |
| 33 | 278 | 3.1% |
| 35 | 275 | 3.1% |
| 30 | 262 | 2.9% |
| Other values (34) | 4115 |
| Value | Count | Frequency (%) |
| 13 | 63 | |
| 14 | 15 | 0.2% |
| 15 | 29 | 0.3% |
| 16 | 28 | 0.3% |
| 17 | 35 | 0.4% |
| 18 | 49 | |
| 19 | 55 | |
| 20 | 68 | |
| 21 | 75 | |
| 22 | 93 |
| Value | Count | Frequency (%) |
| 56 | 94 | |
| 55 | 36 | 0.4% |
| 54 | 47 | 0.5% |
| 53 | 65 | |
| 52 | 56 | 0.6% |
| 51 | 70 | |
| 50 | 84 | |
| 49 | 127 | |
| 48 | 136 | |
| 47 | 145 |
gastos_ult_12m
Real number (ℝ)
High correlation 
| Distinct | 4725 |
|---|---|
| Distinct (%) | 53.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4426.347 |
| Minimum | 510 |
|---|---|
| Maximum | 18484 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 510 |
|---|---|
| 5-th percentile | 1289 |
| Q1 | 2163.5 |
| median | 3912 |
| Q3 | 4747 |
| 95-th percentile | 14230 |
| Maximum | 18484 |
| Range | 17974 |
| Interquartile range (IQR) | 2583.5 |
Descriptive statistics
| Standard deviation | 3425.23 |
|---|---|
| Coefficient of variation (CV) | 0.77382773 |
| Kurtosis | 3.8141479 |
| Mean | 4426.347 |
| Median Absolute Deviation (MAD) | 1314 |
| Skewness | 2.0311225 |
| Sum | 39390062 |
| Variance | 11732201 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 4253 | 10 | 0.1% |
| 4509 | 10 | 0.1% |
| 4518 | 9 | 0.1% |
| 2229 | 9 | 0.1% |
| 4077 | 8 | 0.1% |
| 4042 | 8 | 0.1% |
| 4037 | 8 | 0.1% |
| 4313 | 8 | 0.1% |
| 4275 | 8 | 0.1% |
| 4220 | 8 | 0.1% |
| Other values (4715) | 8813 |
| Value | Count | Frequency (%) |
| 510 | 1 | |
| 530 | 1 | |
| 563 | 1 | |
| 569 | 1 | |
| 594 | 1 | |
| 596 | 1 | |
| 597 | 1 | |
| 615 | 1 | |
| 643 | 1 | |
| 644 | 1 |
| Value | Count | Frequency (%) |
| 18484 | 1 | |
| 17995 | 1 | |
| 17744 | 1 | |
| 17634 | 1 | |
| 17628 | 1 | |
| 17498 | 1 | |
| 17437 | 1 | |
| 17390 | 1 | |
| 17350 | 1 | |
| 17258 | 1 |
limite_credito_tc
Real number (ℝ)
High correlation 
| Distinct | 5677 |
|---|---|
| Distinct (%) | 63.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 8609.6616 |
| Minimum | 1438.3 |
|---|---|
| Maximum | 34516 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 1438.3 |
|---|---|
| 5-th percentile | 1438.3 |
| Q1 | 2545.5 |
| median | 4542 |
| Q3 | 11059.5 |
| 95-th percentile | 34516 |
| Maximum | 34516 |
| Range | 33077.7 |
| Interquartile range (IQR) | 8514 |
Descriptive statistics
| Standard deviation | 9067.7437 |
|---|---|
| Coefficient of variation (CV) | 1.0532056 |
| Kurtosis | 1.8372681 |
| Mean | 8609.6616 |
| Median Absolute Deviation (MAD) | 2598 |
| Skewness | 1.6714343 |
| Sum | 76617379 |
| Variance | 82223976 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1438.3 | 453 | 5.1% |
| 34516 | 449 | 5.0% |
| 15987 | 18 | 0.2% |
| 9959 | 14 | 0.2% |
| 23981 | 11 | 0.1% |
| 6224 | 11 | 0.1% |
| 2490 | 10 | 0.1% |
| 3735 | 10 | 0.1% |
| 7469 | 9 | 0.1% |
| 14938 | 7 | 0.1% |
| Other values (5667) | 7907 |
| Value | Count | Frequency (%) |
| 1438.3 | 453 | |
| 1439 | 2 | < 0.1% |
| 1440 | 1 | < 0.1% |
| 1441 | 2 | < 0.1% |
| 1442 | 1 | < 0.1% |
| 1443 | 3 | < 0.1% |
| 1446 | 1 | < 0.1% |
| 1449 | 2 | < 0.1% |
| 1451 | 2 | < 0.1% |
| 1452 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 34516 | 449 | |
| 34496 | 1 | < 0.1% |
| 34458 | 1 | < 0.1% |
| 34427 | 1 | < 0.1% |
| 34198 | 1 | < 0.1% |
| 34173 | 1 | < 0.1% |
| 34162 | 1 | < 0.1% |
| 34140 | 1 | < 0.1% |
| 34058 | 1 | < 0.1% |
| 33996 | 1 | < 0.1% |
operaciones_ult_12m
Real number (ℝ)
High correlation 
| Distinct | 125 |
|---|---|
| Distinct (%) | 1.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 64.970334 |
| Minimum | 10 |
|---|---|
| Maximum | 139 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 10 |
|---|---|
| 5-th percentile | 28 |
| Q1 | 45 |
| median | 67 |
| Q3 | 81 |
| 95-th percentile | 106 |
| Maximum | 139 |
| Range | 129 |
| Interquartile range (IQR) | 36 |
Descriptive statistics
| Standard deviation | 23.52697 |
|---|---|
| Coefficient of variation (CV) | 0.36211866 |
| Kurtosis | -0.35911075 |
| Mean | 64.970334 |
| Median Absolute Deviation (MAD) | 17 |
| Skewness | 0.15413611 |
| Sum | 578171 |
| Variance | 553.51834 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 69 | 185 | 2.1% |
| 81 | 181 | 2.0% |
| 71 | 180 | 2.0% |
| 75 | 180 | 2.0% |
| 76 | 173 | 1.9% |
| 78 | 173 | 1.9% |
| 82 | 172 | 1.9% |
| 77 | 172 | 1.9% |
| 70 | 166 | 1.9% |
| 67 | 163 | 1.8% |
| Other values (115) | 7154 |
| Value | Count | Frequency (%) |
| 10 | 3 | < 0.1% |
| 11 | 2 | < 0.1% |
| 12 | 4 | < 0.1% |
| 13 | 5 | 0.1% |
| 14 | 8 | 0.1% |
| 15 | 12 | |
| 16 | 12 | |
| 17 | 12 | |
| 18 | 21 | |
| 19 | 10 |
| Value | Count | Frequency (%) |
| 139 | 1 | < 0.1% |
| 138 | 1 | < 0.1% |
| 134 | 1 | < 0.1% |
| 131 | 6 | |
| 130 | 5 | |
| 129 | 5 | |
| 128 | 9 | |
| 127 | 10 | |
| 126 | 10 | |
| 125 | 12 |
personas_a_cargo
Real number (ℝ)
Zeros 
| Distinct | 6 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 2.3527363 |
| Minimum | 0 |
|---|---|
| Maximum | 5 |
| Zeros | 787 |
| Zeros (%) | 8.8% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 139.0 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 1 |
| median | 2 |
| Q3 | 3 |
| 95-th percentile | 4 |
| Maximum | 5 |
| Range | 5 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.3007839 |
|---|---|
| Coefficient of variation (CV) | 0.55288131 |
| Kurtosis | -0.6889067 |
| Mean | 2.3527363 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | -0.021843935 |
| Sum | 20937 |
| Variance | 1.6920388 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 2393 | |
| 2 | 2324 | |
| 1 | 1616 | |
| 4 | 1401 | |
| 0 | 787 | 8.8% |
| 5 | 378 | 4.2% |
| Value | Count | Frequency (%) |
| 0 | 787 | 8.8% |
| 1 | 1616 | |
| 2 | 2324 | |
| 3 | 2393 | |
| 4 | 1401 | |
| 5 | 378 | 4.2% |
| Value | Count | Frequency (%) |
| 5 | 378 | 4.2% |
| 4 | 1401 | |
| 3 | 2393 | |
| 2 | 2324 | |
| 1 | 1616 | |
| 0 | 787 | 8.8% |
situacion_vivienda_ALQUILER
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| True | |
|---|---|
| False |
| Value | Count | Frequency (%) |
| True | 5439 | |
| False | 3460 |
situacion_vivienda_HIPOTECA
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 6090 | |
| True | 2809 |
situacion_vivienda_OTROS
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 35 |
| Value | Count | Frequency (%) |
| False | 8864 | |
| True | 35 | 0.4% |
situacion_vivienda_PROPIA
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 616 |
| Value | Count | Frequency (%) |
| False | 8283 | |
| True | 616 | 6.9% |
objetivo_credito_EDUCACIÓN
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 6830 | |
| True | 2069 | 23.2% |
objetivo_credito_INVERSIONES
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7379 | |
| True | 1520 | 17.1% |
objetivo_credito_MEJORAS_HOGAR
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 771 |
| Value | Count | Frequency (%) |
| False | 8128 | |
| True | 771 | 8.7% |
objetivo_credito_PAGO_DEUDAS
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7435 | |
| True | 1464 | 16.5% |
objetivo_credito_PERSONAL
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7439 | |
| True | 1460 | 16.4% |
objetivo_credito_SALUD
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7284 | |
| True | 1615 | 18.1% |
falta_pago_N
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| True | |
|---|---|
| False |
| Value | Count | Frequency (%) |
| True | 7334 | |
| False | 1565 | 17.6% |
falta_pago_Y
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7334 | |
| True | 1565 | 17.6% |
estado_civil_CASADO
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 4793 | |
| True | 4106 |
estado_civil_DESCONOCIDO
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 654 |
| Value | Count | Frequency (%) |
| False | 8245 | |
| True | 654 | 7.3% |
estado_civil_DIVORCIADO
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 665 |
| Value | Count | Frequency (%) |
| False | 8234 | |
| True | 665 | 7.5% |
estado_civil_SOLTERO
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 5425 | |
| True | 3474 |
estado_cliente_ACTIVO
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| True | |
|---|---|
| False |
| Value | Count | Frequency (%) |
| True | 7449 | |
| False | 1450 | 16.3% |
estado_cliente_PASIVO
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7449 | |
| True | 1450 | 16.3% |
genero_F
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| True | |
|---|---|
| False |
| Value | Count | Frequency (%) |
| True | 4729 | |
| False | 4170 |
genero_M
Boolean
High correlation 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 4729 | |
| True | 4170 |
nivel_educativo_DESCONOCIDO
Boolean
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7583 | |
| True | 1316 | 14.8% |
nivel_educativo_POSGRADO_COMPLETO
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 413 |
| Value | Count | Frequency (%) |
| False | 8486 | |
| True | 413 | 4.6% |
nivel_educativo_POSGRADO_INCOMPLETO
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 461 |
| Value | Count | Frequency (%) |
| False | 8438 | |
| True | 461 | 5.2% |
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 7133 | |
| True | 1766 | 19.8% |
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 6154 | |
| True | 2745 |
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 6701 | |
| True | 2198 | 24.7% |
nivel_tarjeta_Blue
Boolean
High correlation  Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| True | |
|---|---|
| False | 605 |
| Value | Count | Frequency (%) |
| True | 8294 | |
| False | 605 | 6.8% |
nivel_tarjeta_Gold
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 104 |
| Value | Count | Frequency (%) |
| False | 8795 | |
| True | 104 | 1.2% |
nivel_tarjeta_Platinum
Boolean
Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 19 |
| Value | Count | Frequency (%) |
| False | 8880 | |
| True | 19 | 0.2% |
nivel_tarjeta_Silver
Boolean
High correlation  Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 78.2 KiB |
| False | |
|---|---|
| True | 482 |
| Value | Count | Frequency (%) |
| False | 8417 | |
| True | 482 | 5.4% |
Interactions
Correlations
| antiguedad_cliente | antiguedad_empleado | duracion_credito | edad | estado_civil_CASADO | estado_civil_DESCONOCIDO | estado_civil_DIVORCIADO | estado_civil_SOLTERO | estado_cliente_ACTIVO | estado_cliente_PASIVO | estado_credito | falta_pago_N | falta_pago_Y | gastos_ult_12m | genero_F | genero_M | id_cliente | importe_solicitado | ingresos | limite_credito_tc | nivel_educativo_DESCONOCIDO | nivel_educativo_POSGRADO_COMPLETO | nivel_educativo_POSGRADO_INCOMPLETO | nivel_educativo_SECUNDARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_INCOMPLETO | nivel_tarjeta_Blue | nivel_tarjeta_Gold | nivel_tarjeta_Platinum | nivel_tarjeta_Silver | objetivo_credito_EDUCACIÓN | objetivo_credito_INVERSIONES | objetivo_credito_MEJORAS_HOGAR | objetivo_credito_PAGO_DEUDAS | objetivo_credito_PERSONAL | objetivo_credito_SALUD | operaciones_ult_12m | pct_ingreso | personas_a_cargo | situacion_vivienda_ALQUILER | situacion_vivienda_HIPOTECA | situacion_vivienda_OTROS | situacion_vivienda_PROPIA | tasa_interes | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| antiguedad_cliente | 1.000 | -0.002 | 0.000 | -0.001 | 0.048 | 0.035 | 0.041 | 0.051 | 0.032 | 0.032 | 0.026 | 0.050 | 0.050 | -0.025 | 0.019 | 0.019 | 0.112 | 0.039 | 0.012 | 0.009 | 0.000 | 0.021 | 0.029 | 0.000 | 0.024 | 0.010 | 0.029 | 0.019 | 0.000 | 0.008 | 0.000 | 0.000 | 0.013 | 0.032 | 0.017 | 0.000 | -0.037 | 0.035 | -0.115 | 0.030 | 0.034 | 0.000 | 0.000 | 0.008 |
| antiguedad_empleado | -0.002 | 1.000 | 0.000 | 0.110 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.064 | 0.000 | 0.000 | 0.003 | 0.120 | 0.190 | -0.004 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.058 | -0.005 | -0.003 | 0.000 | 0.000 | 0.000 | 0.000 | -0.065 |
| duracion_credito | 0.000 | 0.000 | 1.000 | 0.006 | 0.000 | 0.000 | 0.014 | 0.000 | 0.003 | 0.003 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.022 | 0.000 | 0.003 | 0.007 | 0.008 | 0.016 | 0.000 | 0.000 | 0.033 | 0.024 | 0.020 | 0.000 | 0.000 | 0.021 | 0.000 | 0.004 | 0.010 | 0.012 | 0.023 | 0.022 | 0.000 | 0.000 | 0.016 | 0.006 | 0.012 | 0.000 | 0.000 | 0.016 |
| edad | -0.001 | 0.110 | 0.006 | 1.000 | 0.016 | 0.000 | 0.013 | 0.006 | 0.014 | 0.014 | 0.042 | 0.000 | 0.000 | 0.009 | 0.000 | 0.000 | -0.023 | 0.077 | 0.156 | 0.012 | 0.000 | 0.000 | 0.014 | 0.000 | 0.000 | 0.000 | 0.018 | 0.000 | 0.016 | 0.021 | 0.159 | 0.011 | 0.202 | 0.002 | 0.010 | 0.039 | 0.007 | -0.038 | 0.000 | 0.000 | 0.023 | 0.023 | 0.024 | 0.005 |
| estado_civil_CASADO | 0.048 | 0.000 | 0.000 | 0.016 | 1.000 | 0.260 | 0.262 | 0.740 | 0.025 | 0.025 | 0.042 | 0.000 | 0.000 | 0.175 | 0.000 | 0.000 | 0.000 | 0.091 | 0.022 | 0.062 | 0.005 | 0.000 | 0.000 | 0.000 | 0.013 | 0.013 | 0.051 | 0.017 | 0.003 | 0.043 | 0.019 | 0.014 | 0.010 | 0.000 | 0.000 | 0.000 | 0.170 | 0.057 | 0.022 | 0.016 | 0.014 | 0.008 | 0.000 | 0.000 |
| estado_civil_DESCONOCIDO | 0.035 | 0.000 | 0.000 | 0.000 | 0.260 | 1.000 | 0.079 | 0.225 | 0.000 | 0.000 | 0.019 | 0.000 | 0.000 | 0.055 | 0.011 | 0.011 | 0.014 | 0.042 | 0.033 | 0.015 | 0.000 | 0.000 | 0.007 | 0.000 | 0.000 | 0.000 | 0.018 | 0.011 | 0.000 | 0.008 | 0.005 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.029 | 0.003 | 0.039 | 0.013 | 0.003 | 0.000 | 0.000 | 0.009 |
| estado_civil_DIVORCIADO | 0.041 | 0.000 | 0.014 | 0.013 | 0.262 | 0.079 | 1.000 | 0.227 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.039 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.020 | 0.016 | 0.000 | 0.000 | 0.010 | 0.000 | 0.034 | 0.000 | 0.008 | 0.000 | 0.000 | 0.000 | 0.019 | 0.000 | 0.000 | 0.000 | 0.000 | 0.039 | 0.000 | 0.030 | 0.000 | 0.000 | 0.000 | 0.000 | 0.025 |
| estado_civil_SOLTERO | 0.051 | 0.000 | 0.000 | 0.006 | 0.740 | 0.225 | 0.227 | 1.000 | 0.017 | 0.017 | 0.031 | 0.000 | 0.000 | 0.141 | 0.014 | 0.014 | 0.000 | 0.069 | 0.007 | 0.032 | 0.021 | 0.000 | 0.000 | 0.000 | 0.005 | 0.000 | 0.041 | 0.016 | 0.000 | 0.033 | 0.007 | 0.000 | 0.015 | 0.000 | 0.000 | 0.005 | 0.140 | 0.038 | 0.038 | 0.022 | 0.017 | 0.000 | 0.000 | 0.000 |
| estado_cliente_ACTIVO | 0.032 | 0.000 | 0.003 | 0.014 | 0.025 | 0.000 | 0.000 | 0.017 | 1.000 | 1.000 | 0.118 | 0.549 | 0.549 | 0.329 | 0.032 | 0.032 | 0.048 | 0.107 | 0.018 | 0.036 | 0.006 | 0.030 | 0.000 | 0.005 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.016 | 0.000 | 0.024 | 0.000 | 0.000 | 0.000 | 0.458 | 0.039 | 0.020 | 0.053 | 0.054 | 0.000 | 0.000 | 0.318 |
| estado_cliente_PASIVO | 0.032 | 0.000 | 0.003 | 0.014 | 0.025 | 0.000 | 0.000 | 0.017 | 1.000 | 1.000 | 0.118 | 0.549 | 0.549 | 0.329 | 0.032 | 0.032 | 0.048 | 0.107 | 0.018 | 0.036 | 0.006 | 0.030 | 0.000 | 0.005 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.016 | 0.000 | 0.024 | 0.000 | 0.000 | 0.000 | 0.458 | 0.039 | 0.020 | 0.053 | 0.054 | 0.000 | 0.000 | 0.318 |
| estado_credito | 0.026 | 0.000 | 0.000 | 0.042 | 0.042 | 0.019 | 0.000 | 0.031 | 0.118 | 0.118 | 1.000 | 0.190 | 0.190 | 0.233 | 0.025 | 0.025 | 0.019 | 0.210 | 0.118 | 0.000 | 0.000 | 0.004 | 0.008 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.095 | 0.064 | 0.112 | 0.061 | 0.014 | 0.041 | 0.241 | 0.401 | 0.000 | 0.206 | 0.165 | 0.022 | 0.099 | 0.382 |
| falta_pago_N | 0.050 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.549 | 0.549 | 0.190 | 1.000 | 1.000 | 0.260 | 0.000 | 0.000 | 0.029 | 0.056 | 0.000 | 0.030 | 0.000 | 0.000 | 0.000 | 0.007 | 0.003 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.017 | 0.048 | 0.003 | 0.000 | 0.000 | 0.323 | 0.039 | 0.016 | 0.072 | 0.074 | 0.012 | 0.000 | 0.561 |
| falta_pago_Y | 0.050 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.549 | 0.549 | 0.190 | 1.000 | 1.000 | 0.260 | 0.000 | 0.000 | 0.029 | 0.056 | 0.000 | 0.030 | 0.000 | 0.000 | 0.000 | 0.007 | 0.003 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.017 | 0.048 | 0.003 | 0.000 | 0.000 | 0.323 | 0.039 | 0.016 | 0.072 | 0.074 | 0.012 | 0.000 | 0.561 |
| gastos_ult_12m | -0.025 | 0.064 | 0.000 | 0.009 | 0.175 | 0.055 | 0.039 | 0.141 | 0.329 | 0.329 | 0.233 | 0.260 | 0.260 | 1.000 | 0.247 | 0.247 | -0.000 | 0.033 | 0.158 | 0.027 | 0.021 | 0.012 | 0.000 | 0.043 | 0.000 | 0.000 | 0.243 | 0.155 | 0.075 | 0.195 | 0.012 | 0.011 | 0.000 | 0.000 | 0.000 | 0.000 | 0.879 | -0.073 | 0.059 | 0.151 | 0.180 | 0.000 | 0.038 | -0.187 |
| genero_F | 0.019 | 0.000 | 0.000 | 0.000 | 0.000 | 0.011 | 0.000 | 0.014 | 0.032 | 0.032 | 0.025 | 0.000 | 0.000 | 0.247 | 1.000 | 1.000 | 0.000 | 0.171 | 0.113 | 0.442 | 0.000 | 0.007 | 0.000 | 0.013 | 0.000 | 0.000 | 0.084 | 0.038 | 0.000 | 0.074 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.007 | 0.168 | 0.068 | 0.000 | 0.039 | 0.041 | 0.000 | 0.000 | 0.005 |
| genero_M | 0.019 | 0.000 | 0.000 | 0.000 | 0.000 | 0.011 | 0.000 | 0.014 | 0.032 | 0.032 | 0.025 | 0.000 | 0.000 | 0.247 | 1.000 | 1.000 | 0.000 | 0.171 | 0.113 | 0.442 | 0.000 | 0.007 | 0.000 | 0.013 | 0.000 | 0.000 | 0.084 | 0.038 | 0.000 | 0.074 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.007 | 0.168 | 0.068 | 0.000 | 0.039 | 0.041 | 0.000 | 0.000 | 0.005 |
| id_cliente | 0.112 | 0.003 | 0.022 | -0.023 | 0.000 | 0.014 | 0.000 | 0.000 | 0.048 | 0.048 | 0.019 | 0.029 | 0.029 | -0.000 | 0.000 | 0.000 | 1.000 | -0.010 | -0.000 | 0.016 | 0.013 | 0.000 | 0.000 | 0.008 | 0.021 | 0.000 | 0.010 | 0.000 | 0.000 | 0.013 | 0.037 | 0.000 | 0.000 | 0.000 | 0.039 | 0.024 | 0.006 | -0.008 | -0.008 | 0.030 | 0.027 | 0.000 | 0.000 | -0.026 |
| importe_solicitado | 0.039 | 0.120 | 0.000 | 0.077 | 0.091 | 0.042 | 0.000 | 0.069 | 0.107 | 0.107 | 0.210 | 0.056 | 0.056 | 0.033 | 0.171 | 0.171 | -0.010 | 1.000 | 0.348 | 0.039 | 0.027 | 0.005 | 0.000 | 0.000 | 0.021 | 0.000 | 0.080 | 0.035 | 0.016 | 0.066 | 0.000 | 0.017 | 0.031 | 0.000 | 0.000 | 0.045 | -0.000 | 0.739 | 0.031 | 0.190 | 0.168 | 0.011 | 0.056 | 0.073 |
| ingresos | 0.012 | 0.190 | 0.003 | 0.156 | 0.022 | 0.033 | 0.000 | 0.007 | 0.018 | 0.018 | 0.118 | 0.000 | 0.000 | 0.158 | 0.113 | 0.113 | -0.000 | 0.348 | 1.000 | 0.038 | 0.015 | 0.000 | 0.000 | 0.025 | 0.000 | 0.015 | 0.092 | 0.055 | 0.027 | 0.067 | 0.000 | 0.021 | 0.058 | 0.044 | 0.020 | 0.034 | 0.130 | -0.296 | 0.019 | 0.156 | 0.120 | 0.000 | 0.086 | -0.026 |
| limite_credito_tc | 0.009 | -0.004 | 0.007 | 0.012 | 0.062 | 0.015 | 0.020 | 0.032 | 0.036 | 0.036 | 0.000 | 0.030 | 0.030 | 0.027 | 0.442 | 0.442 | 0.016 | 0.039 | 0.038 | 1.000 | 0.000 | 0.007 | 0.000 | 0.000 | 0.000 | 0.018 | 0.559 | 0.288 | 0.135 | 0.475 | 0.023 | 0.000 | 0.000 | 0.000 | 0.006 | 0.000 | 0.030 | 0.020 | 0.049 | 0.000 | 0.022 | 0.000 | 0.012 | 0.004 |
| nivel_educativo_DESCONOCIDO | 0.000 | 0.000 | 0.008 | 0.000 | 0.005 | 0.000 | 0.016 | 0.021 | 0.006 | 0.006 | 0.000 | 0.000 | 0.000 | 0.021 | 0.000 | 0.000 | 0.013 | 0.027 | 0.015 | 0.000 | 1.000 | 0.091 | 0.096 | 0.207 | 0.278 | 0.238 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.023 | 0.019 | 0.000 | 0.000 | 0.000 | 0.000 | 0.028 | 0.011 | 0.000 | 0.000 | 0.015 | 0.000 |
| nivel_educativo_POSGRADO_COMPLETO | 0.021 | 0.000 | 0.016 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.030 | 0.030 | 0.004 | 0.000 | 0.000 | 0.012 | 0.007 | 0.007 | 0.000 | 0.005 | 0.000 | 0.007 | 0.091 | 1.000 | 0.049 | 0.109 | 0.146 | 0.125 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.017 | 0.000 | 0.000 | 0.000 | 0.035 | 0.018 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.012 |
| nivel_educativo_POSGRADO_INCOMPLETO | 0.029 | 0.000 | 0.000 | 0.014 | 0.000 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.096 | 0.049 | 1.000 | 0.115 | 0.155 | 0.133 | 0.000 | 0.000 | 0.013 | 0.000 | 0.000 | 0.017 | 0.005 | 0.000 | 0.007 | 0.000 | 0.000 | 0.019 | 0.012 | 0.000 | 0.000 | 0.000 | 0.004 | 0.000 |
| nivel_educativo_SECUNDARIO_COMPLETO | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.010 | 0.000 | 0.005 | 0.005 | 0.008 | 0.007 | 0.007 | 0.043 | 0.013 | 0.013 | 0.008 | 0.000 | 0.025 | 0.000 | 0.207 | 0.109 | 0.115 | 1.000 | 0.332 | 0.284 | 0.007 | 0.000 | 0.009 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.017 | 0.000 | 0.000 | 0.010 | 0.006 | 0.000 | 0.000 | 0.000 | 0.011 |
| nivel_educativo_UNIVERSITARIO_COMPLETO | 0.024 | 0.000 | 0.033 | 0.000 | 0.013 | 0.000 | 0.000 | 0.005 | 0.000 | 0.000 | 0.000 | 0.003 | 0.003 | 0.000 | 0.000 | 0.000 | 0.021 | 0.021 | 0.000 | 0.000 | 0.278 | 0.146 | 0.155 | 0.332 | 1.000 | 0.382 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.015 | 0.000 | 0.005 | 0.000 | 0.000 | 0.012 | 0.000 |
| nivel_educativo_UNIVERSITARIO_INCOMPLETO | 0.010 | 0.000 | 0.024 | 0.000 | 0.013 | 0.000 | 0.034 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.015 | 0.018 | 0.238 | 0.125 | 0.133 | 0.284 | 0.382 | 1.000 | 0.000 | 0.000 | 0.006 | 0.000 | 0.014 | 0.000 | 0.006 | 0.000 | 0.000 | 0.005 | 0.000 | 0.011 | 0.016 | 0.005 | 0.003 | 0.000 | 0.000 | 0.000 |
| nivel_tarjeta_Blue | 0.029 | 0.000 | 0.020 | 0.018 | 0.051 | 0.018 | 0.000 | 0.041 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.243 | 0.084 | 0.084 | 0.010 | 0.080 | 0.092 | 0.559 | 0.000 | 0.000 | 0.000 | 0.007 | 0.000 | 0.000 | 1.000 | 0.400 | 0.166 | 0.885 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.175 | 0.000 | 0.030 | 0.017 | 0.025 | 0.000 | 0.004 | 0.000 |
| nivel_tarjeta_Gold | 0.019 | 0.000 | 0.000 | 0.000 | 0.017 | 0.011 | 0.008 | 0.016 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.155 | 0.038 | 0.038 | 0.000 | 0.035 | 0.055 | 0.288 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.400 | 1.000 | 0.000 | 0.021 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.091 | 0.000 | 0.029 | 0.000 | 0.007 | 0.000 | 0.003 | 0.019 |
| nivel_tarjeta_Platinum | 0.000 | 0.000 | 0.000 | 0.016 | 0.003 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.075 | 0.000 | 0.000 | 0.000 | 0.016 | 0.027 | 0.135 | 0.000 | 0.000 | 0.013 | 0.009 | 0.000 | 0.006 | 0.166 | 0.000 | 1.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.007 | 0.060 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 |
| nivel_tarjeta_Silver | 0.008 | 0.000 | 0.021 | 0.021 | 0.043 | 0.008 | 0.000 | 0.033 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.195 | 0.074 | 0.074 | 0.013 | 0.066 | 0.067 | 0.475 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.885 | 0.021 | 0.000 | 1.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.004 | 0.000 | 0.139 | 0.000 | 0.014 | 0.016 | 0.019 | 0.000 | 0.000 | 0.000 |
| objetivo_credito_EDUCACIÓN | 0.000 | 0.000 | 0.000 | 0.159 | 0.019 | 0.005 | 0.000 | 0.007 | 0.016 | 0.016 | 0.095 | 0.014 | 0.014 | 0.012 | 0.008 | 0.008 | 0.037 | 0.000 | 0.000 | 0.023 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.000 | 0.000 | 0.000 | 0.000 | 1.000 | 0.249 | 0.169 | 0.244 | 0.243 | 0.259 | 0.000 | 0.025 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.035 |
| objetivo_credito_INVERSIONES | 0.000 | 0.000 | 0.004 | 0.011 | 0.014 | 0.000 | 0.019 | 0.000 | 0.000 | 0.000 | 0.064 | 0.017 | 0.017 | 0.011 | 0.000 | 0.000 | 0.000 | 0.017 | 0.021 | 0.000 | 0.000 | 0.000 | 0.017 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.249 | 1.000 | 0.139 | 0.201 | 0.200 | 0.213 | 0.000 | 0.005 | 0.000 | 0.045 | 0.000 | 0.000 | 0.091 | 0.030 |
| objetivo_credito_MEJORAS_HOGAR | 0.013 | 0.000 | 0.010 | 0.202 | 0.010 | 0.000 | 0.000 | 0.015 | 0.024 | 0.024 | 0.112 | 0.048 | 0.048 | 0.000 | 0.000 | 0.000 | 0.000 | 0.031 | 0.058 | 0.000 | 0.023 | 0.017 | 0.005 | 0.000 | 0.000 | 0.006 | 0.000 | 0.000 | 0.000 | 0.000 | 0.169 | 0.139 | 1.000 | 0.136 | 0.135 | 0.144 | 0.019 | 0.037 | 0.024 | 0.033 | 0.026 | 0.000 | 0.007 | 0.046 |
| objetivo_credito_PAGO_DEUDAS | 0.032 | 0.000 | 0.012 | 0.002 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.061 | 0.003 | 0.003 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.044 | 0.000 | 0.019 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.244 | 0.201 | 0.136 | 1.000 | 0.196 | 0.208 | 0.011 | 0.000 | 0.013 | 0.043 | 0.000 | 0.000 | 0.092 | 0.014 |
| objetivo_credito_PERSONAL | 0.017 | 0.000 | 0.023 | 0.010 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.039 | 0.000 | 0.020 | 0.006 | 0.000 | 0.000 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.004 | 0.243 | 0.200 | 0.135 | 0.196 | 1.000 | 0.208 | 0.027 | 0.009 | 0.034 | 0.017 | 0.020 | 0.000 | 0.000 | 0.017 |
| objetivo_credito_SALUD | 0.000 | 0.000 | 0.022 | 0.039 | 0.000 | 0.000 | 0.000 | 0.005 | 0.000 | 0.000 | 0.041 | 0.000 | 0.000 | 0.000 | 0.007 | 0.007 | 0.024 | 0.045 | 0.034 | 0.000 | 0.000 | 0.000 | 0.000 | 0.017 | 0.000 | 0.005 | 0.000 | 0.000 | 0.007 | 0.000 | 0.259 | 0.213 | 0.144 | 0.208 | 0.208 | 1.000 | 0.000 | 0.013 | 0.000 | 0.040 | 0.038 | 0.000 | 0.000 | 0.027 |
| operaciones_ult_12m | -0.037 | 0.058 | 0.000 | 0.007 | 0.170 | 0.029 | 0.039 | 0.140 | 0.458 | 0.458 | 0.241 | 0.323 | 0.323 | 0.879 | 0.168 | 0.168 | 0.006 | -0.000 | 0.130 | 0.030 | 0.000 | 0.035 | 0.000 | 0.000 | 0.000 | 0.000 | 0.175 | 0.091 | 0.060 | 0.139 | 0.000 | 0.000 | 0.019 | 0.011 | 0.027 | 0.000 | 1.000 | -0.084 | 0.056 | 0.135 | 0.164 | 0.000 | 0.038 | -0.219 |
| pct_ingreso | 0.035 | -0.005 | 0.000 | -0.038 | 0.057 | 0.003 | 0.000 | 0.038 | 0.039 | 0.039 | 0.401 | 0.039 | 0.039 | -0.073 | 0.068 | 0.068 | -0.008 | 0.739 | -0.296 | 0.020 | 0.000 | 0.018 | 0.019 | 0.000 | 0.015 | 0.011 | 0.000 | 0.000 | 0.000 | 0.000 | 0.025 | 0.005 | 0.037 | 0.000 | 0.009 | 0.013 | -0.084 | 1.000 | 0.023 | 0.053 | 0.039 | 0.037 | 0.045 | 0.091 |
| personas_a_cargo | -0.115 | -0.003 | 0.016 | 0.000 | 0.022 | 0.039 | 0.030 | 0.038 | 0.020 | 0.020 | 0.000 | 0.016 | 0.016 | 0.059 | 0.000 | 0.000 | -0.008 | 0.031 | 0.019 | 0.049 | 0.028 | 0.000 | 0.012 | 0.010 | 0.000 | 0.016 | 0.030 | 0.029 | 0.000 | 0.014 | 0.000 | 0.000 | 0.024 | 0.013 | 0.034 | 0.000 | 0.056 | 0.023 | 1.000 | 0.000 | 0.000 | 0.000 | 0.015 | -0.010 |
| situacion_vivienda_ALQUILER | 0.030 | 0.000 | 0.006 | 0.000 | 0.016 | 0.013 | 0.000 | 0.022 | 0.053 | 0.053 | 0.206 | 0.072 | 0.072 | 0.151 | 0.039 | 0.039 | 0.030 | 0.190 | 0.156 | 0.000 | 0.011 | 0.000 | 0.000 | 0.006 | 0.005 | 0.005 | 0.017 | 0.000 | 0.000 | 0.016 | 0.000 | 0.045 | 0.033 | 0.043 | 0.017 | 0.040 | 0.135 | 0.053 | 0.000 | 1.000 | 0.851 | 0.076 | 0.341 | 0.143 |
| situacion_vivienda_HIPOTECA | 0.034 | 0.000 | 0.012 | 0.023 | 0.014 | 0.003 | 0.000 | 0.017 | 0.054 | 0.054 | 0.165 | 0.074 | 0.074 | 0.180 | 0.041 | 0.041 | 0.027 | 0.168 | 0.120 | 0.022 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.003 | 0.025 | 0.007 | 0.000 | 0.019 | 0.000 | 0.000 | 0.026 | 0.000 | 0.020 | 0.038 | 0.164 | 0.039 | 0.000 | 0.851 | 1.000 | 0.039 | 0.184 | 0.148 |
| situacion_vivienda_OTROS | 0.000 | 0.000 | 0.000 | 0.023 | 0.008 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.022 | 0.012 | 0.012 | 0.000 | 0.000 | 0.000 | 0.000 | 0.011 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.037 | 0.000 | 0.076 | 0.039 | 1.000 | 0.009 | 0.028 |
| situacion_vivienda_PROPIA | 0.000 | 0.000 | 0.000 | 0.024 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | 0.099 | 0.000 | 0.000 | 0.038 | 0.000 | 0.000 | 0.000 | 0.056 | 0.086 | 0.012 | 0.015 | 0.000 | 0.004 | 0.000 | 0.012 | 0.000 | 0.004 | 0.003 | 0.000 | 0.000 | 0.000 | 0.091 | 0.007 | 0.092 | 0.000 | 0.000 | 0.038 | 0.045 | 0.015 | 0.341 | 0.184 | 0.009 | 1.000 | 0.000 |
| tasa_interes | 0.008 | -0.065 | 0.016 | 0.005 | 0.000 | 0.009 | 0.025 | 0.000 | 0.318 | 0.318 | 0.382 | 0.561 | 0.561 | -0.187 | 0.005 | 0.005 | -0.026 | 0.073 | -0.026 | 0.004 | 0.000 | 0.012 | 0.000 | 0.011 | 0.000 | 0.000 | 0.000 | 0.019 | 0.000 | 0.000 | 0.035 | 0.030 | 0.046 | 0.014 | 0.017 | 0.027 | -0.219 | 0.091 | -0.010 | 0.143 | 0.148 | 0.028 | 0.000 | 1.000 |
Missing values
Sample
| id_cliente | edad | importe_solicitado | duracion_credito | antiguedad_empleado | ingresos | pct_ingreso | tasa_interes | estado_credito | antiguedad_cliente | gastos_ult_12m | limite_credito_tc | operaciones_ult_12m | personas_a_cargo | situacion_vivienda_ALQUILER | situacion_vivienda_HIPOTECA | situacion_vivienda_OTROS | situacion_vivienda_PROPIA | objetivo_credito_EDUCACIÓN | objetivo_credito_INVERSIONES | objetivo_credito_MEJORAS_HOGAR | objetivo_credito_PAGO_DEUDAS | objetivo_credito_PERSONAL | objetivo_credito_SALUD | falta_pago_N | falta_pago_Y | estado_civil_CASADO | estado_civil_DESCONOCIDO | estado_civil_DIVORCIADO | estado_civil_SOLTERO | estado_cliente_ACTIVO | estado_cliente_PASIVO | genero_F | genero_M | nivel_educativo_DESCONOCIDO | nivel_educativo_POSGRADO_COMPLETO | nivel_educativo_POSGRADO_INCOMPLETO | nivel_educativo_SECUNDARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_INCOMPLETO | nivel_tarjeta_Blue | nivel_tarjeta_Gold | nivel_tarjeta_Platinum | nivel_tarjeta_Silver | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 713061558.0 | 22 | 35000 | 3 | 123.0 | 59000 | 0.59 | 16.02 | 1 | 36.0 | 1088.0 | 4010.0 | 24.0 | 2.0 | True | False | False | False | False | False | False | False | True | False | False | True | True | False | False | False | True | False | False | True | False | False | False | False | True | False | True | False | False | False |
| 1 | 768805383.0 | 21 | 1000 | 2 | 5.0 | 9600 | 0.10 | 11.14 | 0 | 39.0 | 1144.0 | 12691.0 | 42.0 | 3.0 | False | False | False | True | True | False | False | False | False | False | True | False | True | False | False | False | True | False | False | True | False | False | False | True | False | False | True | False | False | False |
| 2 | 818770008.0 | 25 | 5500 | 3 | 1.0 | 9600 | 0.57 | 12.87 | 1 | 44.0 | 1291.0 | 8256.0 | 33.0 | 5.0 | False | True | False | False | False | False | False | False | False | True | True | False | False | False | False | True | True | False | True | False | False | False | False | False | True | False | True | False | False | False |
| 3 | 713982108.0 | 23 | 35000 | 2 | 4.0 | 65500 | 0.53 | 15.23 | 1 | 36.0 | 1887.0 | 3418.0 | 20.0 | 3.0 | True | False | False | False | False | False | False | False | False | True | True | False | True | False | False | False | True | False | False | True | False | False | False | False | True | False | True | False | False | False |
| 4 | 710821833.0 | 24 | 35000 | 4 | 8.0 | 54400 | 0.55 | 14.27 | 1 | 54.0 | 1314.0 | 9095.0 | 26.0 | 1.0 | True | False | False | False | False | False | False | False | False | True | False | True | True | False | False | False | True | False | False | True | True | False | False | False | False | False | True | False | False | False |
| 5 | 769911858.0 | 21 | 2500 | 2 | 2.0 | 9900 | 0.25 | 7.14 | 1 | 34.0 | 1171.0 | 3313.0 | 20.0 | 4.0 | False | False | False | True | False | True | False | False | False | False | True | False | False | True | False | False | True | False | True | False | False | False | False | True | False | False | True | False | False | False |
| 6 | 709106358.0 | 26 | 35000 | 3 | 8.0 | 77100 | 0.45 | 12.42 | 1 | 21.0 | 816.0 | 4716.0 | 28.0 | 3.0 | True | False | False | False | True | False | False | False | False | False | True | False | True | False | False | False | True | False | False | True | False | False | False | False | False | True | True | False | False | False |
| 7 | 810347208.0 | 24 | 35000 | 4 | 5.0 | 78956 | 0.44 | 11.11 | 1 | 46.0 | 1330.0 | 34516.0 | 31.0 | 4.0 | True | False | False | False | False | False | False | False | False | True | True | False | True | False | False | False | True | False | False | True | True | False | False | False | False | False | False | True | False | False |
| 8 | 818906208.0 | 24 | 35000 | 2 | 8.0 | 83000 | 0.42 | 8.90 | 1 | 27.0 | 1538.0 | 29081.0 | 36.0 | 0.0 | True | False | False | False | False | False | False | False | True | False | True | False | False | True | False | False | True | False | False | True | False | False | False | True | False | False | False | False | False | True |
| 9 | 710930508.0 | 21 | 1600 | 3 | 6.0 | 10000 | 0.16 | 14.74 | 1 | 36.0 | 1350.0 | 22352.0 | 24.0 | 3.0 | False | False | False | True | False | True | False | False | False | False | True | False | False | False | False | True | True | False | False | True | False | False | False | False | False | True | True | False | False | False |
| id_cliente | edad | importe_solicitado | duracion_credito | antiguedad_empleado | ingresos | pct_ingreso | tasa_interes | estado_credito | antiguedad_cliente | gastos_ult_12m | limite_credito_tc | operaciones_ult_12m | personas_a_cargo | situacion_vivienda_ALQUILER | situacion_vivienda_HIPOTECA | situacion_vivienda_OTROS | situacion_vivienda_PROPIA | objetivo_credito_EDUCACIÓN | objetivo_credito_INVERSIONES | objetivo_credito_MEJORAS_HOGAR | objetivo_credito_PAGO_DEUDAS | objetivo_credito_PERSONAL | objetivo_credito_SALUD | falta_pago_N | falta_pago_Y | estado_civil_CASADO | estado_civil_DESCONOCIDO | estado_civil_DIVORCIADO | estado_civil_SOLTERO | estado_cliente_ACTIVO | estado_cliente_PASIVO | genero_F | genero_M | nivel_educativo_DESCONOCIDO | nivel_educativo_POSGRADO_COMPLETO | nivel_educativo_POSGRADO_INCOMPLETO | nivel_educativo_SECUNDARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_COMPLETO | nivel_educativo_UNIVERSITARIO_INCOMPLETO | nivel_tarjeta_Blue | nivel_tarjeta_Gold | nivel_tarjeta_Platinum | nivel_tarjeta_Silver | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10113 | 710841183.0 | 22 | 9000 | 3 | 4.0 | 65000 | 0.14 | 9.63 | 0 | 34.0 | 15577.0 | 13940.0 | 114.0 | 1.0 | False | True | False | False | True | False | False | False | False | False | True | False | False | False | False | True | True | False | False | True | False | False | False | True | False | False | True | False | False | False |
| 10114 | 713899383.0 | 25 | 9500 | 2 | 4.0 | 61000 | 0.16 | 7.51 | 0 | 50.0 | 14596.0 | 3688.0 | 120.0 | 1.0 | True | False | False | False | False | True | False | False | False | False | True | False | False | False | False | True | True | False | True | False | False | False | False | False | True | False | True | False | False | False |
| 10115 | 772366833.0 | 25 | 9500 | 3 | 2.0 | 68000 | 0.14 | 7.14 | 0 | 40.0 | 15476.0 | 4003.0 | 117.0 | 2.0 | True | False | False | False | False | False | False | True | False | False | True | False | False | False | False | True | True | False | False | True | False | False | False | False | True | False | True | False | False | False |
| 10116 | 710638233.0 | 24 | 9500 | 3 | 4.0 | 58650 | 0.14 | 16.49 | 1 | 25.0 | 8764.0 | 4277.0 | 69.0 | 2.0 | True | False | False | False | False | False | False | False | False | True | True | False | False | False | True | False | False | True | False | True | True | False | False | False | False | False | True | False | False | False |
| 10117 | 708564858.0 | 22 | 9500 | 4 | 1.0 | 69000 | 0.14 | 15.33 | 1 | 20.0 | 9338.0 | 34516.0 | 73.0 | 2.0 | True | False | False | False | False | False | True | False | False | False | False | True | True | False | False | False | False | True | False | True | False | False | False | False | False | True | False | True | False | False |
| 10118 | 713755458.0 | 25 | 7000 | 4 | 9.0 | 65000 | 0.11 | 11.66 | 0 | 36.0 | 10310.0 | 9959.0 | 63.0 | 1.0 | False | False | False | True | False | False | False | False | True | False | False | True | False | True | False | False | False | True | False | True | True | False | False | False | False | False | True | False | False | False |
| 10119 | 717406983.0 | 22 | 9575 | 3 | 1.0 | 43000 | 0.22 | 6.62 | 0 | 36.0 | 8395.0 | 5281.0 | 62.0 | 2.0 | True | False | False | False | False | False | False | True | False | False | True | False | False | True | False | False | False | True | False | True | False | False | False | False | True | False | True | False | False | False |
| 10120 | 716506083.0 | 22 | 9600 | 2 | 0.0 | 21600 | 0.44 | 7.49 | 1 | 36.0 | 10291.0 | 5409.0 | 60.0 | 1.0 | True | False | False | False | True | False | False | False | False | False | True | False | True | False | False | False | False | True | True | False | False | False | False | True | False | False | True | False | False | False |
| 10121 | 714337233.0 | 23 | 9600 | 2 | 3.0 | 22000 | 0.44 | 13.16 | 1 | 25.0 | 10294.0 | 10388.0 | 61.0 | 2.0 | True | False | False | False | True | False | False | False | False | False | True | False | True | False | False | False | False | True | True | False | False | False | False | False | True | False | False | False | False | True |
| 10122 | 716893683.0 | 24 | 3600 | 4 | 8.0 | 65004 | 0.06 | 13.49 | 0 | 47.0 | 6009.0 | 14657.0 | 53.0 | 3.0 | False | True | False | False | False | False | True | False | False | False | False | True | False | False | False | True | False | True | True | False | False | False | False | False | False | True | True | False | False | False |